Obligation America Bank 1.866% ( US06051GHJ13 ) en USD

America Bank

100 % ⇌

Etats-unis

US06051GHJ13 ( en USD )

1.866% par an ( paiement trimestriel )

26/06/2022 - Obligation échue

Prospectus brochure de l'obligation Bank of America US06051GHJ13 en USD 1.866%, échue

2 000 USD

850 000 000 USD

06051GHJ1

A- ( Qualité moyenne supérieure )

A2 ( Qualité moyenne supérieure )

Bank of America est une société financière américaine offrant une large gamme de services bancaires, de gestion de patrimoine et d'investissement aux particuliers et aux entreprises, à travers un vaste réseau d'agences et de canaux numériques.

L'Obligation émise par America Bank ( Etats-unis ) , en USD, avec le code ISIN US06051GHJ13, paye un coupon de 1.866% par an.
Le paiement des coupons est trimestriel et la maturité de l'Obligation est le 26/06/2022

L'Obligation émise par America Bank ( Etats-unis ) , en USD, avec le code ISIN US06051GHJ13, a été notée A2 ( Qualité moyenne supérieure ) par l'agence de notation Moody's.

L'Obligation émise par America Bank ( Etats-unis ) , en USD, avec le code ISIN US06051GHJ13, a été notée A- ( Qualité moyenne supérieure ) par l'agence de notation Standard & Poor's ( S&P ).

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Table of Contents
Filed pursuant to Rule 424(b)(5)
Registration No. 333-202354

Pricing Supplement No. 75
(To Prospectus dated May 1, 2015 and
Prospectus Supplement
dated September 11, 2017)
June 20, 2018

Medium-Term Notes, Series M

$850,000,000 Floating Rate Senior Notes, due June 2022

This pricing supplement describes a series of our senior notes that will be issued under our Medium-Term Note Program, Series M.

The notes mature on June 25, 2022. We will pay interest on the notes at a floating rate per annum equal to three-month LIBOR (as defined below) plus a
spread of 0.650%, payable quarterly. The determination provisions for three-month LIBOR are being modified. See page PS-3.

We will have the option to redeem the notes prior to the stated maturity as described in this pricing supplement under the heading "Specific Terms of the
Notes--Optional Redemption."

The notes are unsecured and rank equally with all of our other unsecured and senior indebtedness outstanding from time to time. We do not intend to list
the notes on any securities exchange.

Investing in the notes involves risks. For an explanation of some of these risks, see "Risk Factors" beginning on page S-5 of the attached
prospectus supplement, and "Risk Factors" beginning on page 9 of the attached prospectus.

None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or disapproved of these
notes or passed upon the adequacy or accuracy of this pricing supplement, the attached prospectus supplement, or the attached prospectus. Any
representation to the contrary is a criminal offense.

Per Note
Total

Public Offering Price

100.000%
$ 850,000,000
Selling Agents' Commission

0.250%
$
2,125,000

Proceeds (before expenses)

99.750%
$ 847,875,000

We expect to deliver the notes in book-entry only form through the facilities of The Depository Trust Company on June 25, 2018.

Sole Book-Runner

BofA Merrill Lynch

ABN AMRO

BBVA

BNY Mellon Capital Markets, LLC
Capital One Securities

CIBC Capital Markets

Credit Agricole CIB
Danske Markets

Deutsche Bank Securities

ICBC Standard Bank
ING

Lloyds Securities

Mizuho Securities
nabSecurities, LLC

Natixis

NatWest Markets
Rabo Securities

Santander

Scotiabank
SOCIETE GENERALE

SMBC Nikko

Standard Chartered Bank
UniCredit Capital Markets

Westpac Capital Markets LLC
Apto Partners, LLC

Stern Brothers
Table of Contents
SPECIFIC TERMS OF THE NOTES

The following description of the specific terms of the notes supplements, and should be read together with, the description of our Medium-Term
Notes, Series M included in the attached prospectus supplement dated September 11, 2017, and the general description of our debt securities included in
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"Description of Debt Securities" in the attached prospectus dated May 1, 2015. If there is any inconsistency between the information in this pricing
supplement and the attached prospectus supplement or the attached prospectus, you should rely on the information in this pricing supplement. Capitalized
terms used, but not defined, in this pricing supplement have the same meanings as are given to them in the attached prospectus supplement or in the
attached prospectus.

·??Title of the Series:

Floating Rate Senior Notes, due June 2022
·??Aggregate Principal Amount Initially Being Issued:

$850,000,000
·??Issue Date:

June 25, 2018
·??CUSIP No.:

06051GHJ1
·??ISIN:

US06051GHJ13
·??Maturity Date:

June 25, 2022
·??Minimum Denominations:

$2,000 and multiples of $1,000 in excess of $2,000
·??Ranking:

Senior
·??Day Count Fraction:

Actual/360
·??Base Rate:
Three-month LIBOR for deposits in U.S. dollars (Reuters Page

LIBOR01)
·??Index Maturity:

90 days
·??Spread:

65 basis points
·??Interest Periods:

Quarterly
·??Interest Payment Dates and Interest Reset Dates:
March 25, June 25, September 25, and December 25, of each year
beginning September 25, 2018, subject to adjustment in accordance with

the modified following business day convention (adjusted).
·??Interest Determination Dates:

Second London banking day prior to the applicable Interest Reset Date.

PS-2
Table of Contents
·??Optional Redemption:
We will have the option to redeem the notes, in whole, but not in part,
on June 25, 2021 at 100% of the principal amount of the notes being
redeemed plus accrued and unpaid interest, if any, thereon, to, but

excluding, the redemption date. See "--Optional Redemption" below.
·??Record Dates for Interest Payments:
For book-entry only notes, one business day prior to the applicable
Interest Payment Date. If the notes are not held in book-entry only form,
the record dates will be the fifteenth calendar day preceding the

applicable Interest Payment Date as originally scheduled to occur.
·??Repayment at Option of Holder:

None
·??Listing:

None
·??Selling Agents and Conflicts of Interest:

As set forth beginning on page PS-6.
·??Further Issuances:
We have the ability to "reopen," or increase after the Issue Date, the
aggregate principal amount of the notes initially being issued without
notice to the holders of existing notes by selling additional notes having
the same terms, provided that such additional notes shall be fungible for
U.S. federal income tax purposes. However, any new notes of this kind
may have a different offering price and may begin to bear interest on a

different date.

Three-Month LIBOR

For any Interest Determination Date, the term "three-month LIBOR" means the London interbank offered rate for deposits in U.S. dollars for a
three month period, as that rate appears on Reuters screen page "LIBOR01" at approximately 11:00 a.m., London time, on that Interest Determination Date.
If no offered rate appears on Reuters screen page "LIBOR01" on the relevant Interest Determination Date at approximately 11:00 a.m., London time, then
we will select and identify to the calculation agent four major banks in the London interbank market, and the calculation agent will request the principal
London offices of each of such banks to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are
offered by it to prime banks in the London interbank market, on that date and at that time for the applicable interest period. If at least two quotations are
provided, three-month LIBOR will be the arithmetic average (rounded upward if necessary to the nearest .00001 of 1%) of the quotations provided. If less
than two quotes are provided, we will select and identify to the calculation agent three major banks in New York City, and the calculation agent will
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request each of such banks to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York City time, on the Interest Determination
Date for loans in U.S. dollars to leading European banks for a three month period for the applicable interest period in an amount of at least $1,000,000. If
three quotations are provided, three-month LIBOR will be the arithmetic average of the quotations provided. Otherwise, three-month LIBOR for the
applicable interest period will be equal to three-month LIBOR in effect for the then-current interest period.

Notwithstanding the foregoing, if the calculation agent determines on or prior to the relevant Interest Determination Date, after consultation with us,
that three-month LIBOR has been discontinued, then we will appoint in our sole discretion an investment bank of national standing, which may be our
affiliate, to determine whether there is a substitute or successor base rate to three-month LIBOR that is consistent with accepted market practice. If such
investment bank of national standing determines that there is such a substitute or successor base rate, the calculation agent shall use such substitute or
successor base rate. In

PS-3
Table of Contents
such case, the calculation agent will implement changes to the business day convention, the definition of business day, the Interest Determination Date and
any method for obtaining the substitute or successor base rate if such rate is unavailable on the relevant business day, in a manner that is consistent with
industry accepted practices for such substitute or successor base rate, all as directed by the investment bank of national standing. If the investment bank of
national standing determines that there is no such substitute or successor base rate as so provided above, three-month LIBOR for the applicable interest
period will be determined in accordance with the steps provided in the immediately preceding paragraph.

As described in the attached prospectus supplement under the heading "Description of the Notes--Payment of Principal, Interest, and Other Amounts
Due," the calculation agent for the notes will be the trustee. We may replace the calculation agent at any time, and we may appoint an affiliate of ours to
act as calculation agent.

For purposes of determining a floating rate of interest, except as superseded by the above provisions regarding three-month LIBOR, the description
set forth in the attached prospectus under the heading "Description of Debt Securities--Floating-Rate Notes" will apply to the notes.

Additional Considerations Relating to LIBOR
Reforms to and uncertainty regarding LIBOR may adversely affect our business and/or the value of, return on and trading market for the notes.

The U.K. Financial Conduct Authority, which regulates LIBOR, announced in July 2017 that it will no longer persuade or require banks to submit
rates for LIBOR after 2021. This announcement, in conjunction with financial benchmark reforms more generally and changes in the interbank lending
markets have resulted in uncertainty about the future of LIBOR and certain other rates or indices which are used as interest rate "benchmarks." These
actions and uncertainties may have the effect of triggering future changes in the rules or methodologies used to calculate benchmarks or lead to the
discontinuance or unavailability of benchmarks. ICE Benchmark Administration is the administrator of LIBOR and maintains a reference panel of
contributor banks, which includes Bank of America, N.A., London branch for certain LIBOR rates. Uncertainty as to the nature and effect of such reforms
and actions, and the potential or actual discontinuance of benchmark quotes, may adversely affect the value of, return on and trading market for the notes
and our other LIBOR-based securities or our financial condition or results of operations. Furthermore, there can be no assurances that we and other market
participants will be adequately prepared for an actual discontinuation of benchmarks, including LIBOR, that may have an unpredictable impact on
contractual mechanics (including, but not limited to, interest rates to be paid to or by us) and cause significant disruption to financial markets that are
relevant to our business segments, among other adverse consequences, which may also result in adversely affecting our financial condition or results of
operations.

The floating rate of interest on the notes may be calculated using alternative methods if three-month LIBOR is no longer quoted and may be calculated
using a different base rate if three-month LIBOR is discontinued.

To the extent that three-month LIBOR is no longer quoted on the Reuters screen page as described in this pricing supplement, three-month LIBOR
will be determined using the alternative methods described in this pricing supplement above under the heading "--Three-Month LIBOR." Any of these
alternative methods may result in interest payments on the notes that are higher than, lower than or that do not otherwise correlate over time with the
interest payments that would have been made on notes if three-month LIBOR was available in its current form. Further, the same reforms, actions, costs
and/or risks that may lead to the discontinuation or unavailability of three-month LIBOR may make one or more of the alternative methods impossible or
impracticable to determine. If three-month LIBOR is no longer quoted, or if three-month LIBOR is discontinued and it is determined there is no substitute
or successor base rate to three-month LIBOR that is consistent with accepted market practice, the final alternative method for determining three-month
LIBOR for the applicable Interest Determination Date is to use three-month LIBOR in effect for the then-current interest period. In addition, if the
calculation agent determines, in consultation with us, that three-month LIBOR has been discontinued, then we will appoint in our sole discretion an
investment bank

PS-4
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of national standing, which may be our affiliate, to determine whether there is a substitute or successor base rate to three-month LIBOR that is consistent
with accepted market practice. Any of the foregoing may have an adverse effect on the value of, return on and trading market for the notes.

If it is determined that three-month LIBOR has been discontinued, we will select an investment bank of national standing, which may be our
affiliate, to assist us in the determination of the substitute or successor rate. If we select one of our affiliates to assist in the determination of the substitute
or successor rate, the interests of such entity may be adverse to your interests as a holder of the notes.

Optional Redemption

We may redeem the notes, at our option, in whole, but not in part, on the Interest Payment Date on June 25, 2021, upon at least 10 business days',
but not more than 60 calendar days', prior written notice to holders of the notes as described in the attached prospectus, at a redemption price equal to
100% of the principal amount of the notes being redeemed, plus accrued and unpaid interest, if any, thereon, to, but excluding, the redemption date.

Notwithstanding the foregoing, any interest on notes being redeemed that is due and payable on an Interest Payment Date falling on or prior to a
redemption date for such notes will be payable on such Interest Payment Date to holders of such notes as of the close of business on the relevant record
date according to the terms of such notes and the Senior Indenture.

Unless we default on payment of the redemption price, interest will cease to accrue on the notes on the applicable redemption date.

U.S. FEDERAL INCOME TAX CONSIDERATIONS

For a brief description of the U.S. federal income tax considerations applicable to an investment in the notes, see "U.S. Federal Income Tax
Considerations" and "U.S. Federal Income Tax Considerations--Taxation of Debt Securities" beginning on page 99 and page 100, respectively, of the
attached prospectus as well as "U.S. Federal Income Tax Considerations" on page S-24 in the attached prospectus supplement. In addition to the limitations
set forth therein, that description does not address the consequences to taxpayers subject to special tax accounting rules under Section 451(b) of the Internal
Revenue Code of 1986, as amended, which was recently added to the Code by legislation known as the Tax Cuts and Jobs Act.

The following paragraph supplements the discussion under "U.S. Federal Income Tax Considerations -- Foreign Account Tax Compliance Act"
beginning on page 122 of the accompanying prospectus.

The IRS has announced that withholding and reporting under the Foreign Account Tax Compliance Act on payments of gross proceeds from a sale or
redemption of the notes will only apply to payments made after December 31, 2018.

You should consult with your own tax advisor before investing in the notes.

PS-5
Table of Contents
SUPPLEMENTAL INFORMATION CONCERNING THE PLAN OF
DISTRIBUTION AND CONFLICTS OF INTEREST

On June 20, 2018, we entered into an agreement with the selling agents identified below for the purchase and sale of the notes. We have agreed to
sell to the selling agents, and each of the selling agents has agreed to purchase from us, the principal amount of the notes shown opposite its name in the
table below at the public offering price set forth above.

Principal
Amount of
Selling Agent
Notes ($)

Merril Lynch, Pierce, Fenner & Smith
Incorporated

$ 694,875,000
ABN AMRO Securities (USA) LLC

6,375,000
BBVA Securities Inc.

6,375,000
BNY Mellon Capital Markets, LLC

6,375,000
Capital One Securities, Inc.

6,375,000
CIBC World Markets Corp.

6,375,000
Credit Agricole Securities (USA) Inc.

6,375,000
Danske Markets Inc.

6,375,000
Deutsche Bank Securities Inc.

6,375,000
ICBC Standard Bank Plc

6,375,000
ING Financial Markets LLC

6,375,000
Lloyds Securities Inc.

6,375,000
Mizuho Securities USA LLC

6,375,000
nabSecurities, LLC

6,375,000
Natixis Securities Americas LLC

6,375,000
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NatWest Markets Securities Inc.

6,375,000
Rabo Securities USA, Inc.

6,375,000
Santander Investment Securities Inc.

6,375,000
Scotia Capital (USA) Inc.

6,375,000
SG Americas Securities, LLC

6,375,000
SMBC Nikko Securities America, Inc.

6,375,000
Standard Chartered Bank

6,375,000
UniCredit Capital Markets LLC

6,375,000
Westpac Capital Markets LLC

6,375,000
Apto Partners, LLC

4,250,000
Stern Brothers & Co.

4,250,000

Total

$ 850,000,000

The selling agents may sell the notes to certain dealers at the public offering price, less a concession which will not exceed 0.15% of the principal
amount of the notes, and the selling agents and those dealers may resell the notes to other dealers at a reallowance discount which will not exceed 0.10% of
the principal amount of the notes.

After the initial offering of the notes, the concessions and reallowance discounts for the notes may change.

We estimate that the total offering expenses for the notes, excluding the selling agents' commission, will be approximately $227,000.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is our wholly-owned subsidiary, and we will receive the net proceeds of the offering.

PS-6
Table of Contents
We expect that delivery of the notes will be made to investors on or about June 25, 2018, which is the third business day following the date of this
pricing supplement (such settlement being referred to as "T+3"). Under Rule 15c6-1 of the Securities and Exchange Act of 1934, trades in the secondary
market generally are required to settle in two business days, unless the parties to a trade expressly agree otherwise. Accordingly, purchasers who wish to
trade notes on the date of this pricing supplement will be required, by virtue of the fact that the notes initially settle in T+3, to specify an alternate
settlement cycle at the time of the trade to prevent a failed settlement and should consult their own advisors in connection with that election.

Some of the selling agents and their affiliates have engaged in, and may in the future engage in, investment banking and other commercial dealings
in the ordinary course of business with us or our affiliates. They have received, or may in the future receive, customary fees and commissions for these
transactions.

In addition, in the ordinary course of its business activities, the selling agents and their affiliates may make or hold a broad array of investments and
actively trade debt and equity securities (or related derivative securities) and financial instruments (including bank loans) for their own account and for the
accounts of their customers. Such investments and securities activities may involve securities and/or instruments of ours or our affiliates. The selling agents
or their affiliates that have a lending relationship with us routinely hedge their credit exposure to us consistent with its customary risk management policies.
Typically, the selling agents and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of credit
default swaps or the creation of short positions in our securities, including potentially the notes offered hereby. Any such short positions could adversely
affect future trading prices of the notes offered hereby. The selling agents and their affiliates may also make investment recommendations and/or publish or
express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they acquire, long
and/or short positions in such securities and instruments.

Standard Chartered Bank will not effect any offers or sales of any notes in the United States unless it is through one or more U.S. registered broker-
dealers as permitted by the regulations of the Financial Industry Regulatory Authority, Inc.

ICBC Standard Bank Plc is restricted in its U.S. securities dealings under the United States Bank Holding Company Act and may not underwrite,
subscribe, agree to purchase or procure purchasers to purchase notes that are offered or sold in the United States. Accordingly, ICBC Standard Bank Plc
shall not be obligated to, and shall not, underwrite, subscribe, agree to purchase or procure purchasers to purchase notes that may be offered or sold by
other underwriters in the United States. ICBC Standard Bank Plc shall offer and sell the notes constituting part of its allotment solely outside the United
States.

To the extent any other underwriter that is not a U.S. registered broker-dealer intends to effect any offers or sales of any notes in the United States, it
will do so through one or more U.S. registered broker-dealers in accordance with the applicable U.S. securities laws and regulations.

Selling Restrictions

Cayman Islands. The notes may not be offered to the public in the Cayman Islands.

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PS-7
Table of Contents

Medium-Term Notes, Series M
We may offer from time to time our Bank of America Corporation Medium-Term Notes, Series M. The specific terms of any notes that we offer will be
determined before each sale and will be described in a separate pricing supplement, prospectus addendum and/or other prospectus supplement (each, a
"supplement"). Terms may include:

· Priority: senior or subordinated
· Maturity: 365 days (one year) or more

· Interest rate: notes may bear interest at fixed or floating rates, or may
· Indexed notes: principal, premium (if any), interest payments, or other
not bear any interest
amounts payable (if any) linked, either directly or indirectly, to the price

or performance of one or more market measures
· Base floating rates of interest:

federal funds rate
· Payments: U.S. dollars or any other currency that we specify in the

applicable supplement

LIBOR

EURIBOR

prime rate

treasury rate

any other rate we specify

We may sell notes to the selling agents as principal for resale at varying or fixed offering prices or through the selling agents as agents using their best
efforts on our behalf. We also may sell the notes directly to investors.
We may use this prospectus supplement and the accompanying prospectus in the initial sale of any notes. In addition, Merrill Lynch, Pierce, Fenner &
Smith Incorporated, or any of our other broker-dealer affiliates, may use this prospectus supplement and the accompanying prospectus in a market-making
transaction in any notes after their initial sale. Unless we or one of our selling agents informs you otherwise in the confirmation of sale, this prospectus
supplement and the accompanying prospectus are being used in a market-making transaction.
Unless otherwise specified in the applicable supplement, we do not intend to list the notes on any securities exchange.
Investing in the notes involves risks. See "Risk Factors" beginning on page S-5.

Our notes are unsecured and are not savings accounts, deposits, or other obligations of a bank. Our notes are not guaranteed by Bank of America, N.A. or
any other bank, are not insured by the Federal Deposit Insurance Corporation or any other governmental agency, and involve investment risks.
None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or disapproved of these
notes or passed upon the adequacy or accuracy of this prospectus supplement or the accompanying prospectus. Any representation to the contrary is a
criminal offense.

BofA Merrill Lynch

Prospectus Supplement to Prospectus dated May 1, 2015
September 11, 2017
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Table of Contents
TABLE OF CONTENTS

Page

Page
Prospectus Supplement

Description of Purchase Contracts

47
About this Prospectus Supplement

S-3
General

47
Risk Factors

S-5
Purchase Contract Property

47
Financial Consequences to Unsecured Debtholders of Single Point of Entry
Information in Supplement

48
Resolution Strategy

S-12
Prepaid Purchase Contracts; Applicability of Indenture

49
Description of the Notes

S-13
Non-Prepaid Purchase Contracts; No Trust Indenture Act Protection

49
General

S-13
Pledge by Holders to Secure Performance

50
Types of Notes

S-14
Settlement of Purchase Contracts That Are Part of Units

50
Payment of Principal, Interest, and Other Amounts Due

S-16
Failure to Holder to Perform Obligations

50
Ranking

S-18
Description of Units

51
Remedies

S-19
General

51
Limitation on Mergers and Sales of Assets

S-21
Unit Agreements; Prepaid, Non-Prepaid, and Other

51
Redemption

S-22
Modification

52
Repayment

S-22
Enforceability of Rights of Unitholders; No Trust Indenture Act Protection
52
Reopenings

S-22
Description of Preferred Stock

53
Extendible/Renewable Notes

S-22
General

53
Other Provisions

S-23
Dividends

54
Repurchase

S-23
Voting

54
Form, Exchange, Registration, and Transfer of Notes

S-23
Liquidation Preference

54
U.S. Federal Income Tax Considerations

S-24
Preemptive Rights

55
Supplemental Plan of Distribution (Conflicts of Interest)

S-24
Existing Preferred Stock

55
Selling Restrictions

S-27
Additional Classes or Series of Stock

85
Legal Matters

S-36
Description of Depositary Shares

85

Page
General

85
Prospectus

Terms of the Depositary Shares

85
About this Prospectus

3
Withdrawal of Preferred Stock

86
Prospectus Summary

4
Dividends and Other Distributions

86
Risk Factors

9
Redemption of Depositary Shares

86
Currency Risks

9
Voting the Deposited Preferred Stock

87
Reform of LIBOR and EURIBOR and Proposed Regulation of These and
Amendment and Termination of the Deposit Agreement

87
Other "Benchmarks"

11
Charges of Depository

87
Risks Related to our Common Stock and Preferred Stock

13
Miscellaneous

88
Other Risks

14
Resignation and Removal of Depository

88
Bank of America Corporation

16
Description of Common Stock

88
Use of Proceeds

16
General

88
Description of Debt Securities

17
Voting and Other Rights

88
General

17
Dividends

89
The Indentures

17
Certain Anti-Takeover Matters

89
Form and Denomination of Debt Securities

18
Registration and Settlement

91
Different Series of Debt Securities

19
Book-Entry Only Issuance

91
Fixed-Rate Notes

20
Certificated Securities

91
Floating-Rate Notes

20
Street Name Owners

92
Indexed Notes

28
Legal Holders

92
Floating-Rate/Fixed-Rate/Indexed Notes

29
Special Considerations for Indirect Owners

92
Original Issue Discount Notes

29
Depositories for Global Securities

93
Payment of Principal, Interest, and Other Amounts Due

30
Special Considerations for Global Securities

97
No Sinking Fund

33
Registration, Transfer, and Payment of Certificated Securities

98
Redemption

33
U.S. Federal Income Tax Considerations

99
Repayment

34
Taxation of Debt Securities

100
Repurchase

34
Taxation of Common Stock, Preferred Stock, and Depositary Shares

115
Conversion

34
Taxation of Warrants

121
Exchange, Registration, and Transfer

35
Taxation of Purchase Contracts

121
Subordination

35
Taxation of Units

121
Sale or Issuance of Capital Stock of Banks

36
Reportable Transactions

121
Limitation on Mergers and Sales of Assets

37
Foreign Account Tax Compliance Act

122
Waiver of Covenants

37
EU Directive on the Taxation of Savings Income

123
Modification of the Indentures

37
Plan of Distribution (Conflicts of Interest)

124
Meetings and Action by Securityholders

38
Distribution Through Underwriters

124
Events of Default and Rights of Acceleration

38
Distribution Through Dealers

125
Collection of Indebtedness

38
Distribution Through Agents

125
Payment of Additional Amounts

39
Direct Sales

125
Redemption for Tax Reasons

42
General Information

125
Defeasance and Covenant Defeasance

43
Market-Making Transactions by Affiliates

126
Notices

44
Conflicts of Interest

126
Concerning the Trustees

44
ERISA Considerations

128
Governing Law

44
Where You Can Find More Information

130
Description of Warrants

44
Forward-Looking Statements

131
General

44
Legal Matters

132
Description of Debt Warrants

44
Experts

132
Description of Universal Warrants

45
Modification

46
Enforceability of Rights of Warrantholders, No Trust Indenture Act
Protection

47

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ABOUT THIS PROSPECTUS SUPPLEMENT
We have registered our Medium-Term Notes, Series M (the "notes") on a registration statement on Form S-3 filed with the Securities and Exchange
Commission under Registration No. 333-202354.
From time to time, we intend to use this prospectus supplement, the accompanying prospectus, and a related pricing supplement, prospectus
addendum and/or other prospectus supplement to offer the notes. We may refer to any pricing supplement as a "term sheet." You should read each of these
documents before investing in the notes.
This prospectus supplement describes additional terms of the notes and supplements the description of our other debt securities that may be issued
under the Indentures contained in the accompanying prospectus. If the information in this prospectus supplement is inconsistent with the prospectus, this
prospectus supplement will supersede the information in the prospectus.
This prospectus supplement and the accompanying prospectus do not constitute an offer to sell or the solicitation of an offer to buy the notes in any
jurisdiction in which that offer or solicitation is unlawful. The distribution of this prospectus supplement and the accompanying prospectus and the offering
of the notes in some jurisdictions may be restricted by law. If you have received this prospectus supplement and the accompanying prospectus, you should
find out about and observe these restrictions. Persons outside the United States who come into possession of this prospectus supplement and the
accompanying prospectus must inform themselves about and observe any restrictions relating to the distribution of this prospectus supplement and the
accompanying prospectus and the offering of the notes outside of the United States. See "Supplemental Plan of Distribution (Conflicts of Interest)."
This prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of notes in any Member State of the
European Economic Area (the "EEA") which has implemented the Prospectus Directive (2003/71/EC) (and amendments thereto, including the Directive
2010/73/EU, to the extent implemented in the relevant Member State, the "Prospectus Directive") (each, a "Relevant Member State") will be made under
an exemption under the Prospectus Directive, as implemented in that Relevant Member State, from the requirement to publish a prospectus for offers of
notes. Accordingly, any person making or intending to make an offer in that Relevant Member State of any notes which are contemplated in this
prospectus supplement and the accompanying prospectus may only do so in circumstances in which no obligation arises for us or any of the selling agents
to publish a prospectus pursuant to Article 3 of the Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus Directive, in
each case, in relation to such offer. Neither we nor the selling agents have authorized, and neither we nor they authorize, the making of any offer of notes
in circumstances in which an obligation arises for us or any selling agent to publish or supplement a prospectus for the purposes of the Prospectus Directive
in relation to such offer. Neither this prospectus supplement nor the accompanying prospectus constitutes an approved prospectus for the purposes of the
Prospective Directive.
The notes are not intended, from January 1, 2018, to be offered, sold or otherwise made available to and, with effect from such date, should not be
offered, sold or otherwise made available to any retail investor in the EEA, unless otherwise specified in the applicable supplement. For these purposes, a
retail investor means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU, as amended
("MiFID II"); (ii) a customer within the meaning of Directive 2002/92/EC, as amended ("Insurance Mediation Directive"), where that customer would not
qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in the Prospectus Directive.
Consequently no

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key information document required by Regulation (EU) No 1286/2014 (the "PRIIPs Regulation") for offering or selling the notes or otherwise making
them available to retail investors in the EEA has been prepared and therefore offering or selling the notes or otherwise making them available to any retail
investor in the EEA may be unlawful under the PRIIPs Regulation.
For each offering of notes, we will issue a pricing supplement, prospectus addendum and/or other prospectus supplement that will contain additional
terms of the offering and a specific description of the notes being offered. A supplement also may add, update, or change information in this prospectus
supplement or the accompanying prospectus, including provisions describing the calculation of the amounts due under the notes and the method of making
payments under the terms of a note. We will state in the applicable supplement the interest rate or interest rate basis or formula, issue price, any relevant
market measures, the maturity date, interest payment dates, redemption, or repayment provisions, if any, and other relevant terms and conditions for each
note at the time of issuance. A supplement also may include a discussion of any risk factors or other special additional considerations that apply to a
particular type of note. Each applicable supplement can be quite detailed and always should be read carefully.
Unless we indicate otherwise or unless the context requires otherwise, all references in this prospectus supplement to "Bank of America," "we," "us,"
"our," or similar references are to Bank of America Corporation excluding its consolidated subsidiaries.
Any term that is used, but not defined, in this prospectus supplement has the meaning set forth in the accompanying prospectus.

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RISK FACTORS
Your investment in the notes involves significant risks. Your decision to purchase the notes should be made only after carefully considering the risks
of an investment in the notes, including those discussed below, in the accompanying prospectus beginning on page 9, and in the relevant supplement(s) for
the specific notes, with your advisors in light of your particular circumstances. The notes are not an appropriate investment for you if you are not
knowledgeable about significant elements of the notes or financial matters in general. For information regarding risks and uncertainties that may materially
affect our business and results, please refer to the information under the captions "Item 1A. Risk Factors" and "Item 7. Management's Discussion and
Analysis of Financial Condition and Results of Operations" in our annual report on Form 10-K for the year ended December 31, 2016, which is
incorporated by reference in the accompanying prospectus, as well as those risks and uncertainties discussed in our subsequent filings that are incorporated
by reference in the accompanying prospectus. You should also review the risk factors that will be set forth in other documents that we will file after the
date of this prospectus supplement.
Our preferred single point of entry resolution strategy could materially adversely affect our liquidity and financial condition and our ability to
pay the holders of our debt securities.
We are required annually to submit a plan to our primary regulatory authorities describing our resolution strategy under the U.S. Bankruptcy Code in
the event of material financial distress or failure. In our current plan, our preferred resolution strategy is a single point of entry ("SPOE") strategy. This
strategy provides that only Bank of America is resolved under the U.S. Bankruptcy Code and was designed to provide certain key operating subsidiaries
with sufficient capital and liquidity to operate through severe stress and to enable such subsidiaries to continue operating or be wound down in a solvent
manner following a Bank of America bankruptcy. We have entered into intercompany arrangements governing the contribution of capital and liquidity with
these key subsidiaries. As part of these arrangements, we have transferred certain of our assets (and have agreed to transfer additional assets) to a wholly-
owned holding company subsidiary in exchange for a subordinated note. Certain of our remaining assets secure our ongoing obligations under these
intercompany arrangements. The wholly-owned holding company subsidiary has also provided a committed line of credit which, in addition to our cash,
dividends and interest payments, including interest payments we receive in respect of the subordinated note, may be used to fund our obligations. These
intercompany arrangements include provisions to terminate the line of credit, forgive the subordinated note and require us to contribute our remaining
financial assets to the wholly-owned holding company subsidiary if our projected liquidity resources deteriorate so severely that resolution becomes
imminent, which could materially and adversely affect our liquidity and ability to meet our payment obligations, including under the notes. In addition, our
preferred resolution strategy could result in holders of notes being in a worse position and suffering greater losses than would have been the case under
bankruptcy or other resolution scenarios or plans.
We are subject to the Federal Reserve Board's final rules requiring U.S. G-SIBs to maintain minimum amounts of long-term debt meeting
specified eligibility requirements.
On December 15, 2016, the Federal Reserve Board released final rules (the "TLAC Rules") that would require the U.S. global systemically important
bank holding companies, including Bank of America, to, among other things, maintain minimum amounts of long-term debt satisfying certain eligibility
criteria ("eligible LTD") commencing January 1, 2019. Any senior long-term debt issued on or after January 1, 2017 must include revised terms in
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qualify as eligible LTD. Actions required to comply with the TLAC Rules could impact our funding and liquidity risk management plans.
If we enter a resolution proceeding, holders of our unsecured debt securities, including the notes, would be at risk of absorbing our losses.
Under the TLAC Rules, we are required to maintain minimum amounts of eligible LTD for the purpose of absorbing our losses in a resolution
proceeding under either the U.S. Bankruptcy Code or Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the "Financial
Reform Act"). If we enter a resolution proceeding under either the U.S. Bankruptcy Code or Title II of the Financial Reform Act, our unsecured debt,
including the notes, would be at risk of absorbing our losses and could be significantly reduced or eliminated. Under our SPOE resolution strategy, and
single point of entry recapitalization strategy preferred by the Federal Deposit Insurance Corporation (the "FDIC") under Title II of the Financial Reform
Act, the value that would be distributed to holders of our unsecured debt, including the notes, may not be sufficient to repay all or part of the principal
amount and interest on such debt, and holders of such debt could receive no consideration at all under these resolution scenarios. Either of these resolution
strategies could result in holders of notes being in a worse position and suffering greater losses than would have been the case under a different resolution
strategy. Accordingly, investors in the notes should assess our risk profile when making an investment decision to purchase the notes. Although SPOE is
our preferred resolution strategy, neither Bank of America nor a bankruptcy court would be obligated to follow our SPOE strategy. Additionally, the FDIC
is not obligated to follow its SPOE strategy to resolve Bank of America under Title II of the Financial Reform Act. For more information regarding the
financial consequences of any such resolution proceeding to the holders of our unsecured debt securities, see "Financial Consequences to Unsecured
Debtholders of Single Point of Entry Resolution Strategy."
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Our obligations on the notes will be structurally subordinated to liabilities of our subsidiaries.
Because we are a holding company, our right to participate in any distribution of assets of any subsidiary upon such subsidiary's liquidation or
reorganization or otherwise is subject to the prior claims of creditors of that subsidiary, except to the extent we may ourselves be recognized as a creditor of
that subsidiary. As a result, our obligations under the notes will be structurally subordinated to all existing and future liabilities of our subsidiaries, and
claimants should look only to our assets for payments. In addition, creditors of subsidiaries recapitalized pursuant to our resolution plan would generally be
entitled to payment of their claims from the assets of the subsidiaries, including our contributed assets.
Holders of notes could be at greater risk for being structurally subordinated if we sell or convey all or substantially all of our assets to one or more
of our majority-owned subsidiaries.
If we sell or convey all or substantially all of our assets to one or more direct or indirect majority-owned subsidiaries of ours, the subsidiary or
subsidiaries will not be required to assume our obligations under such notes, and we will remain the sole obligor on such notes. In such event, creditors of
any such subsidiary or subsidiaries would have additional assets from which to recover on their claims while holders of notes would be structurally
subordinated to creditors of such subsidiary or subsidiaries with respect to such assets. See "Description of the Notes--Limitation on Mergers and Sales of
Assets" below for more information.

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Events for which acceleration rights under the senior notes may be exercised are more limited than those available pursuant to the terms of our
outstanding senior debt securities issued prior to January 13, 2017.
In response to the TLAC Rules, on January 13, 2017, we supplemented the Senior Indenture to, among other things, limit the circumstances under
which the payment of the principal amount of senior debt securities (including senior notes) issued pursuant to the Senior Indenture on or after January 13,
2017 can be accelerated (unless specified otherwise in the applicable supplement).
All or substantially all of our outstanding senior debt securities issued prior to January 13, 2017, including outstanding debt securities issued under
the Senior Indenture prior to such date (the "Pre-2017 Senior Debt Securities"), provide acceleration rights for nonpayment or bankruptcy. The Pre-2017
Senior Debt Securities also provide acceleration rights if we default in the performance of our covenants in those debt securities or the Senior Indenture. In
addition, the Pre-2017 Senior Debt Securities do not require a 30-day cure period before a nonpayment of principal becomes an event of default and
acceleration rights become exercisable with respect to such nonpayment.
However, under the Senior Indenture, as supplemented, unless we specify otherwise in the applicable supplement, payment of the principal amount of
senior notes:

· may be accelerated only (i) if we default in the payment of the principal of or interest on those senior notes and, in each case, the default

continues for a period of 30 days, or (ii) upon our voluntary or involuntary bankruptcy and, in the case of our involuntary bankruptcy, the default
continues for a period of 60 days; and

· may not be accelerated if we default in the performance of any other covenants contained in the senior notes or the Senior Indenture.
As a result of these differing provisions, if we breach or otherwise default in the performance of a covenant (other than a payment covenant) that is
applicable both to the senior notes and the Pre-2017 Senior Debt Securities, the Pre-2017 Senior Debt Securities would have acceleration rights that would
not be available to the holders of senior notes. In addition, if we fail to pay principal when due with respect to the senior notes and the Pre-2017 Senior
Debt Securities, an event of default would occur immediately with respect to the Pre-2017 Senior Debt Securities (and the exercise of acceleration rights
could proceed immediately in accordance with the provisions of the Senior Indenture as in effect at the time of their issuance), while the holders of the
senior notes must wait for the 30-day cure period to expire before such nonpayment of principal becomes an event of default and any acceleration rights
are triggered with respect to such nonpayment. Any repayment of the principal amount of Pre-2017 Senior Debt Securities following the exercise of
acceleration rights in circumstances in which such rights are not available to the holders of the senior notes could adversely affect our ability to make
timely payments on the senior notes thereafter.
Acceleration rights for our subordinated notes are available only in limited circumstances.
Unless we specify otherwise in the applicable supplement, payment of the principal amount of our subordinated notes may be accelerated only in the
event of our voluntary or involuntary bankruptcy under federal bankruptcy laws (and, in the case of our involuntary bankruptcy, continuing for a period of
60 days). If you purchase any subordinated notes, you will have no right to accelerate the payment of principal of the subordinated notes if we fail to pay
principal or

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